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Welcome to the Local Blog Roll where you can promote an existing blog about this city or area. We only ask two things of our Blog Roll Partners:

You only enter blogs or sites with blogs;
You add this CityBlog to your blog roll in your blog site;

We reserve the right to delete entries that fudge on these two issues. Just click the "Add a Blog" link below, complete the requested information and your blog link will appear here.

Blog Title	Blog Description

REALonomics	REALonomics is a real estate industry blog focused on new business models in the consumer centric era. It's the search for new real estate model math.

Investment

Posted by JimMerrick on September 27th, 2008

For the longest time I have heard that real estate is an investment that is guaranteed. In today’s market with declining home values those ideas seem questionable. Home prices will not decline forever just like they cannot rise forever. There are investments with guarantees. They are in the world of insurance and provide guarantees on principle and income base. Visit for more information.

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Extra Payments? Why…

Posted by JimMerrick on September 12th, 2008

One of the pieces of advice given in the real estate industry is to make extra payments to payoff your home early. This sounds good and makes sense. However, do you want to pay extra into a home and see the equity evaporate as home prices drop? No of course not. You will cut down the amount of interest you pay and as a result payoff sooner. This is all good and advice that is sound. Pay more principal and less interest. This can be done without gambling on equity that may or may not be there. If instead of …

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The impact of Financial Bubbles

Posted by JimMerrick on September 12th, 2008

If there is anything that the tech bubble and the housing crisis has taught us, it should be that Financial Strategies must be long term. Yes you can make and lose money with short term trading. However there must be a foundation for the long term. In other words a plan for saving and where future income will come from when you want to no longer have to work. Annuities can provide this plan and prevent short term trends from putting a plan off course.

The housing bubble taught us that you have to manage the amount of debt you …

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Blog Probes Real Estate Models

Posted by CityBlogKY on March 30th, 2008

www.REALonomics.net is a blog that is asking serious questions about where the real estate industry is going. More specifically, REALonomics poses challenges to the broker/owners to adopt models that will allow their organizations to become more transparent.REALonomics.net advocates that the industry open up the property information portals to consumers and upgrade its approach to how it is interacting with the consumer by implementing more social networking such as www.CityBlogUSA.com, a community blogging network for every city in the USA.Visit www.REALonomics.net.

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Louisville realtors, investors and debtors facing foreclosure ask me from time to time how short sales work. Consider this a primer.

Posted by CityBlogKY on January 2nd, 2008

I recently brokered the sale of a house for $85,000 to an investor. The house appraised for $120,000, giving the investor substantial immediate equity. The lender took a $60,000 loss. The owner/seller was forced to sell his house, for which he received not one red cent, and had to move into rental. How is it that all parties walked away from the closing table satisfied?!

In the beginning…
When a home owner owes his lender more than he has borrowed, he’s said to be “upside down on his mortgage”. This can come about in many ways, the …

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